{"id":31425,"date":"2026-11-08T08:45:52","date_gmt":"2026-11-08T08:45:52","guid":{"rendered":"https:\/\/beneggiassociati.com\/?page_id=31425"},"modified":"2026-11-08T18:49:30","modified_gmt":"2026-11-08T18:49:30","slug":"cash-budget","status":"publish","type":"page","link":"https:\/\/beneggiassociati.com\/en\/cash-budget\/","title":{"rendered":"Simplified budget for 3, 6 and 12 months: revenue, costs and cash"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"31425\" class=\"elementor elementor-31425 elementor-31416 elementor-bc-flex-widget\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c3c695 e-flex e-con-boxed e-con e-parent\" data-id=\"7c3c695\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7f456c0 animated-fast e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"7f456c0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:500}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c1b821 elementor-widget__width-initial elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0c1b821\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2bbaf4b e-con-full e-flex e-con e-child\" data-id=\"2bbaf4b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fb5435 elementor-widget elementor-widget-heading\" data-id=\"8fb5435\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Simplified budget for 3, 6 and 12 months: revenue, costs and cash<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e94983d e-flex e-con-boxed e-con e-parent\" data-id=\"e94983d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-536bd65 elementor-widget elementor-widget-text-editor\" data-id=\"536bd65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Cash planning and income statement<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-387f5c2 elementor-widget elementor-widget-heading\" data-id=\"387f5c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How much cash will I need over the next twelve months?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37b9ca0 elementor-widget elementor-widget-text-editor\" data-id=\"37b9ca0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>This tool builds a simplified budget from a few inputs: steady-state revenue, variable and fixed costs, staff, investments, financing and taxes. It shows in real time the income statement over 3, 6 and 12 months, cash month by month, the peak funding need and three revenue scenarios, and lets you receive the report as a PDF.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a43617 e-flex e-con-boxed e-con e-parent\" data-id=\"0a43617\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6793c9 elementor-widget elementor-widget-heading\" data-id=\"c6793c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The budget<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24949b3 elementor-widget elementor-widget-html\" data-id=\"24949b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div id=\"bng-budget\" class=\"bng-budget\" data-lang=\"en\" data-cta-crisi=\"\/en\/crisis-indicators\/\" data-cta-assetti=\"\/en\/organisational-structure-checklist\/\" data-cta-forfettario=\"\/en\/flat-rate-or-ordinary-regime-calculator-2026\/\" data-cta-costo=\"\/en\/labour-cost-and-net-pay-calculator-2026\/\" data-cta-investimento=\"\/en\/investment-appraisal-calculator\/\" data-cta-avvio=\"\/en\/how-to-start-a-business\/\" data-cta-incentivi=\"\/en\/employment-incentives-register\/\" data-cta-bandi=\"\/en\/calls-register\/\" data-cta-contatti=\"\/en\/contact-us\/\"><noscript><p>This tool requires JavaScript to be enabled in your browser.<\/p><\/noscript><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9d9665 elementor-widget elementor-widget-html\" data-id=\"a9d9665\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div id=\"bng-budget-gf\" hidden><script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_44' ><div id='gf_44' class='gform_anchor' tabindex='-1'><\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_44' id='gform_44'  action='\/en\/wp-json\/wp\/v2\/pages\/31425#gf_44' data-formid='44' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_44' class='gform_fields top_label form_sublabel_above description_above validation_above' data-column-layout='fixed'><div id=\"field_44_27\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_above gfield--has-description field_description_above field_validation_above gfield_visibility_visible\"><label id='gfield_label_44_27' class='gfield_label gform-field-label' for='input_44_27'><span class='gform-field-label__text'>X\/Twitter<\/span><\/label><div class='gfield_description' id='gfield_description_44_27'>This field is for validation purposes and should be left unchanged.<\/div><div class='ginput_container'><input name='input_27' id='input_44_27' type='text' value='' autocomplete='new-password'\/><\/div><\/div><div id=\"field_44_23\" class=\"gfield gfield--type-text gfield--width-full exclude gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"51878dbc\" data-field-span=\"12\"><label id='gfield_label_44_23' class='gfield_label gform-field-label' for='input_44_23'><span class='gform-field-label__text'>Name<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_23' id='input_44_23' type='text' value='' class='large'     aria-required=\"true\" aria-invalid=\"false\"  autocomplete=\"given-name\" \/><\/div><\/div><div id=\"field_44_25\" class=\"gfield gfield--type-text gfield--width-full exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"b823d482\" data-field-span=\"12\"><label id='gfield_label_44_25' class='gfield_label gform-field-label' for='input_44_25'><span class='gform-field-label__text'>Company (optional)<\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_25' id='input_44_25' type='text' value='' class='large'      aria-invalid=\"false\"  autocomplete=\"organization\" \/><\/div><\/div><div id=\"field_44_26\" class=\"gfield gfield--type-phone gfield--phone-format-international gfield--width-full exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"3e3350ab\" data-field-span=\"12\"><label id='gfield_label_44_26' class='gfield_label gform-field-label' for='input_44_26'><span class='gform-field-label__text'>Phone (optional)<\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_26' id='input_44_26' type='tel' value='' class='large'    aria-invalid=\"false\"  autocomplete=\"tel\"  \/><\/div><\/div><div id=\"field_44_1\" class=\"gfield gfield--type-email gfield--width-full exclude gfield_contains_required field_sublabel_above gfield--has-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"52634072\" data-field-span=\"12\"><label id='gfield_label_44_1' class='gfield_label gform-field-label' for='input_44_1'><span class='gform-field-label__text'>Email<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='gfield_description' id='gfield_description_44_1'>Controller: Beneggi Societ\u00e0 tra Professionisti S.r.l., Via Gonzaga 7, 20123 Milan, info@beneggiassociati.com. We use your name and email, and your company and phone if you give them, to prepare and send you the report you asked for. The figures you enter appear in the report and are kept with your request for 12 months, then deleted. We do not send you promotional messages without your separate consent. Data may be processed by the providers that run the website and email delivery, under the safeguards required by law. You may ask for access, rectification, erasure, restriction and objection, and lodge a complaint with the Italian Data Protection Authority. Full notice: <a href=\"https:\/\/www.iubenda.com\/privacy-policy\/26599214\" target=\"_blank\" rel=\"noopener\">privacy notice<\/a>.<\/div><div class='ginput_container ginput_container_email'>\n                            <input name='input_1' id='input_44_1' type='email' value='' class='large'    aria-required=\"true\" aria-invalid=\"false\" aria-describedby=\"gfield_description_44_1\" \/>\n                        <\/div><\/div><fieldset id=\"field_44_3\" class=\"gfield gfield--type-consent gfield--type-choice gfield--input-type-consent gfield--width-full exclude gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible gfield--choice-align-vertical\" data-group-id=\"73cde11a\" data-field-span=\"12\"><legend id='gfield_label_44_3' class='gfield_label gform-field-label gfield_label_before_complex' ><span class='gform-field-label__text'>Consent<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/legend><div class='ginput_container ginput_container_consent'><input name='input_3.1' id='input_44_3_1' type='checkbox' value='1'   aria-labelledby=\"input_44_3_1_label gfield_label_44_3\" aria-required=\"true\" aria-invalid=\"false\"   \/> <label id='input_44_3_1_label' class=\"gform-field-label gform-field-label--type-inline gfield_consent_label\" for='input_44_3_1' ><span class='gform-field-label__text'>I have read the <a href=\"https:\/\/www.iubenda.com\/privacy-policy\/26599214\" target=\"_blank\" rel=\"noopener\">privacy notice<\/a> and ask to receive the report at the address given.<\/span><\/label><input type='hidden' name='input_3.2' value='I have read the &lt;a href=&quot;https:\/\/www.iubenda.com\/privacy-policy\/26599214&quot; target=&quot;_blank&quot; rel=&quot;noopener&quot;&gt;privacy notice&lt;\/a&gt; and ask to receive the report at the address given.' class='gform_hidden' \/><input type='hidden' name='input_3.3' value='39' class='gform_hidden' \/><\/div><\/fieldset><fieldset id=\"field_44_22\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield--width-full exclude bng-iper-nl field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible gfield--choice-align-vertical\" data-group-id=\"ac716b1e\" data-field-span=\"12\"><legend id='gfield_label_44_22' class='gfield_label gform-field-label gfield_label_before_complex' ><span class='gform-field-label__text'>Newsletter (optional)<\/span><\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_44_22'><div class='gchoice gchoice_44_22_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_22.1' type='checkbox'  value='newsletter'  id='choice_44_22_1'    aria-labelledby=\"label_44_22_1 gfield_label_44_22\"\/>\n\t\t\t\t\t\t\t\t<label for='choice_44_22_1' id='label_44_22_1' class='gform-field-label gform-field-label--type-inline'>I would like to receive the firm\u2019s newsletter with regulatory and tax updates. I can unsubscribe at any time.<\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><div id=\"field_44_4\" class=\"gfield gfield--type-textarea gfield--width-full gf_hidden bng-budget-h-attivita exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"h4f44\" data-field-span=\"12\"><label id='gfield_label_44_4' class='gfield_label gform-field-label' for='input_44_4'><span class='gform-field-label__text'>attivita<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_4' id='input_44_4' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_44_5\" class=\"gfield gfield--type-textarea gfield--width-full gf_hidden bng-budget-h-regime exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"h5f44\" data-field-span=\"12\"><label id='gfield_label_44_5' class='gfield_label gform-field-label' for='input_44_5'><span class='gform-field-label__text'>regime<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_5' id='input_44_5' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_44_6\" class=\"gfield gfield--type-textarea gfield--width-full gf_hidden bng-budget-h-ipotesi exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"h6f44\" data-field-span=\"12\"><label id='gfield_label_44_6' class='gfield_label gform-field-label' for='input_44_6'><span class='gform-field-label__text'>ipotesi<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_6' id='input_44_6' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_44_7\" class=\"gfield gfield--type-textarea gfield--width-full gf_hidden bng-budget-h-k_ricavi exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"h7f44\" data-field-span=\"12\"><label id='gfield_label_44_7' class='gfield_label gform-field-label' for='input_44_7'><span class='gform-field-label__text'>k_ricavi<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_7' id='input_44_7' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_44_8\" class=\"gfield gfield--type-textarea gfield--width-full gf_hidden bng-budget-h-k_risultato exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"h8f44\" data-field-span=\"12\"><label id='gfield_label_44_8' class='gfield_label gform-field-label' for='input_44_8'><span class='gform-field-label__text'>k_risultato<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_8' id='input_44_8' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_44_9\" class=\"gfield gfield--type-textarea gfield--width-full gf_hidden bng-budget-h-k_cassa exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"h9f44\" data-field-span=\"12\"><label id='gfield_label_44_9' class='gfield_label gform-field-label' for='input_44_9'><span class='gform-field-label__text'>k_cassa<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_9' id='input_44_9' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_44_10\" class=\"gfield gfield--type-textarea gfield--width-full gf_hidden bng-budget-h-k_fabbisogno exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"h10f44\" data-field-span=\"12\"><label id='gfield_label_44_10' class='gfield_label gform-field-label' for='input_44_10'><span class='gform-field-label__text'>k_fabbisogno<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_10' id='input_44_10' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_44_11\" class=\"gfield gfield--type-textarea gfield--width-full gf_hidden bng-budget-h-conto exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"h11f44\" data-field-span=\"12\"><label id='gfield_label_44_11' class='gfield_label gform-field-label' for='input_44_11'><span class='gform-field-label__text'>conto<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_11' id='input_44_11' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_44_12\" class=\"gfield gfield--type-textarea gfield--width-full gf_hidden bng-budget-h-cassa1 exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"h12f44\" data-field-span=\"12\"><label id='gfield_label_44_12' class='gfield_label gform-field-label' for='input_44_12'><span class='gform-field-label__text'>cassa1<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_12' id='input_44_12' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_44_13\" class=\"gfield gfield--type-textarea gfield--width-full gf_hidden bng-budget-h-cassa2 exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"h13f44\" data-field-span=\"12\"><label id='gfield_label_44_13' class='gfield_label gform-field-label' for='input_44_13'><span class='gform-field-label__text'>cassa2<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_13' id='input_44_13' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_44_14\" class=\"gfield gfield--type-textarea gfield--width-full gf_hidden bng-budget-h-avvertenze exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"h14f44\" data-field-span=\"12\"><label id='gfield_label_44_14' class='gfield_label gform-field-label' for='input_44_14'><span class='gform-field-label__text'>avvertenze<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_14' id='input_44_14' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_44_15\" class=\"gfield gfield--type-textarea gfield--width-full gf_hidden bng-budget-h-scenari exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"h15f44\" data-field-span=\"12\"><label id='gfield_label_44_15' class='gfield_label gform-field-label' for='input_44_15'><span class='gform-field-label__text'>scenari<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_15' id='input_44_15' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_44_16\" class=\"gfield gfield--type-textarea gfield--width-full gf_hidden bng-budget-h-riserva exclude field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"h16f44\" data-field-span=\"12\"><label id='gfield_label_44_16' class='gfield_label gform-field-label' for='input_44_16'><span class='gform-field-label__text'>riserva<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_16' id='input_44_16' class='textarea large'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_44_20\" class=\"gfield gfield--type-captcha gfield--captcha-invisible gfield--width-full field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"fdbc77ac\" data-field-span=\"12\"><div id='input_44_20' class='ginput_container ginput_recaptcha' data-sitekey='6LeCfQQsAAAAAByqpxdUINetUndsd53yS2n943_t'  data-theme='light' data-tabindex='-1' data-size='invisible' data-badge='bottomright'><\/div><\/div><div id=\"field_44_24\" class=\"gfield gfield--type-hidden gfield--width-full bng-h-saluto exclude gform_hidden field_sublabel_above gfield--no-description field_description_above field_validation_above gfield_visibility_visible\" data-group-id=\"c9bbfe4f\" data-field-span=\"12\"><div class='ginput_container ginput_container_text'><input name='input_24' id='input_44_24' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='' \/><\/div><\/div><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <button type='submit' id='gform_submit_button_44' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' >Submit<\/button> <input type='hidden' name='gform_ajax' value='form_id=44&amp;title=&amp;description=&amp;tabindex=0&amp;theme=gravity-theme&amp;styles=[]&amp;hash=136c3073cedcd80418cf580c8747339c' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_44' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_44' id='gform_theme_44' value='gravity-theme' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_44' id='gform_style_settings_44' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_44' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='44' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='EUR' value='jtgEver0MunSMceZrs6s0abY31bwc2XLIKRb+KNncd\/W6nzc1jOb8VW4oADMCQlJoXYOSSPOPbNXXAkRc5iwq9K23M3Y4S19J25VwTz06BYVds8=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_44' value='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' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_44' id='gform_target_page_number_44' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_44' id='gform_source_page_number_44' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <\/form>\n                        <\/div>\n\t\t                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_44' id='gform_ajax_frame_44' title='This iframe contains the logic required to handle Ajax powered Gravity Forms.'><\/iframe>\n\t\t                <script>\ngform.initializeOnLoaded( function() {jQuery('#gform_ajax_frame_44').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_44');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_44').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_44').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_44').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_44').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/ jQuery(document).scrollTop(jQuery('#gform_wrapper_44').offset().top - mt); }, 50 );var current_page = jQuery('#gform_source_page_number_44').val();jQuery(document).trigger('gform_page_loaded', [44, current_page]);window['gf_submitting_44'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_44').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_44').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [44]);if(window.gform && gform.pagination && gform.pagination.removePageQueryArg){gform.pagination.removePageQueryArg(44);}window['gf_submitting_44'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_44').text());}else{jQuery('#gform_44').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"44\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_44\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_44\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_44\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 44, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );\n<\/script>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-95a7564 e-flex e-con-boxed e-con e-parent\" data-id=\"95a7564\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9739efb elementor-widget elementor-widget-heading\" data-id=\"9739efb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How the calculation works<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47c81b3 elementor-widget elementor-widget-heading\" data-id=\"47c81b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Revenue and collections<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9626bc elementor-widget elementor-widget-text-editor\" data-id=\"e9626bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The starting point is steady-state revenue, with a linear ramp-up over the first months or month by month, and the VAT rate. Collection terms shift cash against revenue: part can be collected immediately and the rest later.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-589496f elementor-widget elementor-widget-heading\" data-id=\"589496f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Costs and staff<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91547e9 elementor-widget elementor-widget-text-editor\" data-id=\"91547e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Variable costs are a percentage of revenue; fixed costs are entered in six monthly items. Employees are entered by number, monthly cost and start month. For the owner you enter drawings and social contributions: the tool does not estimate them.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b815742 elementor-widget elementor-widget-heading\" data-id=\"b815742\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Cash, taxes and scenarios<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-576bf8b elementor-widget elementor-widget-text-editor\" data-id=\"576bf8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cash reflects VAT (monthly or quarterly settlement), taxes, investments, loan instalments and opening cash. The funding need is the lowest point of cash. The prudent (revenue minus 15%) and favourable (plus 10%) scenarios are compared with a minimum liquidity reserve.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-de1cc9d e-flex e-con-boxed e-con e-parent\" data-id=\"de1cc9d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7265ec3 elementor-widget elementor-widget-heading\" data-id=\"7265ec3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Assumptions and limits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba49997 elementor-widget elementor-widget-heading\" data-id=\"ba49997\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What it does not consider<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7444cc8 elementor-widget elementor-widget-text-editor\" data-id=\"7444cc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Regional and municipal personal income tax surcharges, tax credits, other income, prior losses, interest deductibility limits, non-deductible costs, the December VAT advance, pro rata, cash-basis VAT and inventories are not modelled.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5a713c elementor-widget elementor-widget-heading\" data-id=\"f5a713c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">The flat-rate regime<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2aac47b elementor-widget elementor-widget-text-editor\" data-id=\"2aac47b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For the flat-rate regime, income is computed with the profitability coefficient of the ATECO code; exceeding the 85,000 euro revenue limit is flagged with a warning.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db46217 elementor-widget elementor-widget-heading\" data-id=\"db46217\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Typical sector values<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b1275e elementor-widget elementor-widget-text-editor\" data-id=\"0b1275e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The tool does not suggest cost ratios by sector: cost fields stay empty until you fill them in, because no official source giving them by ATECO code was used.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0e67f67 e-flex e-con-boxed e-con e-parent\" data-id=\"0e67f67\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01f5b16 elementor-widget elementor-widget-heading\" data-id=\"01f5b16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Notice and sources<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3edcb44 bng-iper-print elementor-widget elementor-widget-text-editor\" data-id=\"3edcb44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>This is an indicative simulation and does not replace professional advice: results depend on the data entered and on the stated assumptions. If you use the same browser, the aggregate budget figures prefill the crisis indicators and organisational structures tools; a button deletes them. The tool is available in English, while the legal references are to Italian law.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac6fcd3 bng-iper-print elementor-widget elementor-widget-text-editor\" data-id=\"ac6fcd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Last legal check: 7 November 2026. Sources: Presidential Decree 633\/1972 art. 16; Presidential Decree 100\/1998 art. 1; Presidential Decree 542\/1999 art. 7; TUIR (Income Tax Code) arts. 11 and 77; Law 190\/2014 Annex 4; CNDCEC, Il budget di tesoreria (19 May 2026).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f3f97a bng-iper-print elementor-widget elementor-widget-text-editor\" data-id=\"9f3f97a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3>Related services and tools<\/h3><p>Our services on these topics: <a href=\"\/en\/solutions\/outsourced-cfo\/\">Outsourced CFO<\/a>, <a href=\"\/en\/services\/business-consulting\/\">Business consulting<\/a>, <a href=\"\/en\/services\/strategic-consulting\/\">Strategic consulting<\/a>.<\/p><p>Other tools: <a href=\"\/en\/crisis-indicators\/\">Crisis indicators and break-even<\/a>, <a href=\"\/en\/organisational-structure-checklist\/\">Organisational structures checklist<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9610f0a e-con-full e-flex e-con e-parent\" data-id=\"9610f0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element- elementor-widget elementor-widget-html\" data-id=\"\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.eco{max-width:1290px;margin:0 auto;padding:56px 40px;box-sizing:border-box}.eco h2{font-size:clamp(22px,3vw,30px);margin:0 0 22px}.eco-g{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px}.eco a{display:block;padding:20px 22px;border:1px solid rgba(128,128,128,.28);border-radius:12px;text-decoration:none;color:inherit;transition:transform .2s,border-color .2s}.eco a:hover,.eco a:focus-visible{transform:translateY(-3px);border-color:#389193;outline:none}.eco b{display:block;color:#389193;font-size:18px;margin-bottom:6px}.eco span{font-size:15px;line-height:1.5;opacity:.85}@media(max-width:600px){.eco{padding:40px 20px}}@media(prefers-reduced-motion:reduce){.eco a{transition:none}}<\/style>\n<section class=\"eco\"><h2>Learn more<\/h2>\n<div class=\"eco-g\">\n<a href=\"\/en\/services\/tax-and-accounting\/\"><b>Tax and accounting<\/b><span>Bookkeeping, tax compliance and tax returns for companies, sole traders and professionals.<\/span><\/a>\n<a href=\"\/en\/solutions\/starting-a-business-and-vat-number\/\"><b>VAT number and small businesses<\/b><span>Starting up, tax regimes and compliance for small businesses.<\/span><\/a>\n<a href=\"\/en\/partnership-or-limited-company-calculator-2026\/\"><b>Partnership or limited company<\/b><span>Comparison of the tax and social security burden on the owners.<\/span><\/a>\n<a href=\"\/en\/resources\/\"><b>Resources<\/b><span>Tools, registers, whitepapers and updates from the firm.<\/span><\/a>\n<\/div><\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-97653d7 e-flex e-con-boxed e-con e-parent\" data-id=\"97653d7\" data-element_type=\"container\" data-e-type=\"container\" id=\"bi-form\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-43dd12b e-grid animated-fast e-con-boxed elementor-invisible e-con e-child\" data-id=\"43dd12b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-72e636b e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"72e636b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:500}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf43094 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"cf43094\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact the firm<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40d4308 elementor-widget-tablet__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"40d4308\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Write to us: we will review your situation together.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cea58bd e-con-full animated-fast e-flex elementor-invisible e-con e-child\" data-id=\"cea58bd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:750}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3a1f25 elementor-widget elementor-widget-heading\" data-id=\"b3a1f25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Contact us<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-174f2e6 elementor-widget elementor-widget-shortcode\" data-id=\"174f2e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n                <div class='gf_browser_gecko gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_18' ><div id='gf_18' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n                            <p class='gform_description'>Write us a few lines; we reply on working days.<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_18' id='gform_18'  action='\/en\/wp-json\/wp\/v2\/pages\/31425#gf_18' data-formid='18' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_18' class='gform_fields top_label form_sublabel_below description_below validation_below' data-column-layout='fixed'><div id=\"field_18_11\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"><label id='gfield_label_18_11' class='gfield_label gform-field-label' for='input_18_11'><span class='gform-field-label__text'>LinkedIn<\/span><\/label><div class='ginput_container'><input name='input_11' id='input_18_11' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_18_11'>This field is for validation purposes and should be left unchanged.<\/div><\/div><div id=\"field_18_1\" class=\"gfield gfield--type-text gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"><label id='gfield_label_18_1' class='gfield_label gform-field-label' for='input_18_1'><span class='gform-field-label__text'>Full name<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_18_1' type='text' value='' class='large'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_18_2\" class=\"gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"><label id='gfield_label_18_2' class='gfield_label gform-field-label' for='input_18_2'><span class='gform-field-label__text'>Email<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_2' id='input_18_2' type='email' value='' class='large'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_18_3\" class=\"gfield gfield--type-phone gfield--phone-format-international field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"><label id='gfield_label_18_3' class='gfield_label gform-field-label' for='input_18_3'><span class='gform-field-label__text'>Phone (optional)<\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_3' id='input_18_3' type='tel' value='' class='large'  placeholder='+39 ...'  aria-invalid=\"false\"    \/><\/div><\/div><div id=\"field_18_4\" class=\"gfield gfield--type-text field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"><label id='gfield_label_18_4' class='gfield_label gform-field-label' for='input_18_4'><span class='gform-field-label__text'>Company name (optional)<\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_4' id='input_18_4' type='text' value='' class='large'      aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_18_5\" class=\"gfield gfield--type-select gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"><label id='gfield_label_18_5' class='gfield_label gform-field-label' for='input_18_5'><span class='gform-field-label__text'>What do you need help with?<\/span><span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_5' id='input_18_5' class='large gfield_select'    aria-required=\"true\" aria-invalid=\"false\" ><option value='' selected='selected' class='gf_placeholder'>Select<\/option><option value='Fisco e contabilit\u00e0' >Tax and accounting<\/option><option value='Consulenza del lavoro' >Employment advice<\/option><option value='Consulenza aziendale' >Business advice<\/option><option value='Consulenza strategica' >Strategic advice<\/option><option value='Altro' >Other<\/option><\/select><\/div><\/div><div id=\"field_18_6\" class=\"gfield gfield--type-textarea field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"><label id='gfield_label_18_6' class='gfield_label gform-field-label' for='input_18_6'><span class='gform-field-label__text'>Brief message (optional)<\/span><\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_6' id='input_18_6' class='textarea medium'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><div id=\"field_18_7\" class=\"gfield gfield--type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"><div class='ginput_container ginput_container_text'><input name='input_7' id='input_18_7' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='https:\/\/beneggiassociati.com\/en\/wp-json\/wp\/v2\/pages\/31425' \/><\/div><\/div><div id=\"field_18_8\" class=\"gfield gfield--type-hidden gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"><div class='ginput_container ginput_container_text'><input name='input_8' id='input_18_8' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='modulo breve servizi' \/><\/div><\/div><div id=\"field_18_9\" class=\"gfield gfield--type-html gfield_html gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"><p style=\"font-size:14px\">We will use the information you provide to handle your enquiry and contact you. Read the <a href=\"https:\/\/www.iubenda.com\/privacy-policy\/26599214\" target=\"_blank\" rel=\"noopener\">Privacy Policy (in Italian)<\/a>.<\/p><\/div><fieldset id=\"field_18_10\" class=\"gfield gfield--type-checkbox gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible gfield--choice-align-vertical\"><legend id='gfield_label_18_10' class='gfield_label gform-field-label gfield_label_before_complex' ><span class='gform-field-label__text'>Newsletter (optional)<\/span><\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_18_10'><div class='gchoice gchoice_18_10_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_10.1' type='checkbox'  value='S\u00ec'  id='choice_18_10_1'    aria-labelledby=\"label_18_10_1 gfield_label_18_10\"\/>\n\t\t\t\t\t\t\t\t<label for='choice_18_10_1' id='label_18_10_1' class='gform-field-label gform-field-label--type-inline'>I agree to receive the Beneggi e Associati email newsletter, as described in the Privacy Policy. I can withdraw my consent at any time.<\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <button type='submit' id='gform_submit_button_18' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' >Send<\/button> <input type='hidden' name='gform_ajax' value='form_id=18&amp;title=&amp;description=1&amp;tabindex=0&amp;theme=gravity-theme&amp;styles=[]&amp;hash=3a042a3306210f6977e398ee46012127' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_18' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_18' id='gform_theme_18' value='gravity-theme' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_18' id='gform_style_settings_18' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_18' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='18' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='EUR' value='CmKzFq2Z04sR0Eft4lw0nsCtuxuVgrEnVLgD4p\/ZdWzO0hX6d8QPsIz5HYoLZXqHQn7kmcrIWIf5PmU67542nz\/9KtJomluPZJm36FGIRM4rI5k=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_18' value='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' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_18' id='gform_target_page_number_18' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_18' id='gform_source_page_number_18' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <\/form>\n                        <\/div>\n\t\t                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_18' id='gform_ajax_frame_18' title='This iframe contains the logic required to handle Ajax powered Gravity Forms.'><\/iframe>\n\t\t                <script>\ngform.initializeOnLoaded( function() {jQuery('#gform_ajax_frame_18').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_18');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_18').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_18').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_18').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_18').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/ jQuery(document).scrollTop(jQuery('#gform_wrapper_18').offset().top - mt); }, 50 );var current_page = jQuery('#gform_source_page_number_18').val();jQuery(document).trigger('gform_page_loaded', [18, current_page]);window['gf_submitting_18'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_18').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_18').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [18]);if(window.gform && gform.pagination && gform.pagination.removePageQueryArg){gform.pagination.removePageQueryArg(18);}window['gf_submitting_18'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_18').text());}else{jQuery('#gform_18').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"18\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_18\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_18\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_18\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 18, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );\n<\/script>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":24170,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_yoast_wpseo_focuskw":"simplified budget","_yoast_wpseo_title":"Simplified 3, 6, 12-month cash budget | Beneggi e Associati","_yoast_wpseo_metadesc":"Simplified 3, 6 and 12-month budget: income statement, month-by-month cash, funding need and three revenue scenarios. Simulation with PDF report.","content-type":"","wpai_generated_summary":"","footnotes":""},"tipo_pagina":[4828],"class_list":["post-31425","page","type-page","status-publish","has-post-thumbnail","hentry","tipo_pagina-strumento"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Simplified 3, 6, 12-month cash budget | Beneggi e Associati<\/title>\n<meta name=\"description\" content=\"Simplified 3, 6 and 12-month budget: income statement, month-by-month cash, funding need and three revenue scenarios. Simulation with PDF report.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/beneggiassociati.com\/en\/cash-budget\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Simplified 12-month budget: cash and funding need | Beneggi e Associati\" \/>\n<meta property=\"og:description\" content=\"Simplified 3, 6 and 12-month budget: income statement, month-by-month cash, funding need and three revenue scenarios. Simulation with PDF report.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/beneggiassociati.com\/en\/cash-budget\/\" \/>\n<meta property=\"og:site_name\" content=\"Beneggi &amp; Associati\" \/>\n<meta property=\"article:modified_time\" content=\"2026-11-08T18:49:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/beneggiassociati.com\/wp-content\/uploads\/2025\/07\/single-post-beneggi.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"823\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/cash-budget\\\/\",\"url\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/cash-budget\\\/\",\"name\":\"Simplified 3, 6, 12-month cash budget | Beneggi e Associati\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/cash-budget\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/cash-budget\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/beneggiassociati.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/single-post-beneggi.jpg\",\"datePublished\":\"2026-11-08T08:45:52+00:00\",\"dateModified\":\"2026-11-08T18:49:30+00:00\",\"description\":\"Simplified 3, 6 and 12-month budget: income statement, month-by-month cash, funding need and three revenue scenarios. Simulation with PDF report.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/cash-budget\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/cash-budget\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/cash-budget\\\/#primaryimage\",\"url\":\"https:\\\/\\\/beneggiassociati.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/single-post-beneggi.jpg\",\"contentUrl\":\"https:\\\/\\\/beneggiassociati.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/single-post-beneggi.jpg\",\"width\":1280,\"height\":823},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/cash-budget\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Simplified budget for 3, 6 and 12 months: revenue, costs and cash\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/\",\"name\":\"Beneggi e associati\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/#organization\",\"name\":\"Beneggi e Associati\",\"url\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/beneggiassociati.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/beneggi-logo.png\",\"contentUrl\":\"https:\\\/\\\/beneggiassociati.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/beneggi-logo.png\",\"width\":141,\"height\":87,\"caption\":\"Beneggi e Associati\"},\"image\":{\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"legalName\":\"Beneggi Societ\u00e0 tra Professionisti S.r.l.\",\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/beneggiassociati\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/beneggieassociati\",\"https:\\\/\\\/www.instagram.com\\\/beneggieassociati\"],\"contactPoint\":[{\"@type\":\"ContactPoint\",\"name\":\"Sede di Meda\",\"contactType\":\"customer service\",\"telephone\":\"+39 0362 1731370\",\"email\":\"meda@beneggiassociati.com\",\"areaServed\":\"IT\",\"availableLanguage\":[\"it\",\"en\"]},{\"@type\":\"ContactPoint\",\"name\":\"Sede di Milano\",\"contactType\":\"customer service\",\"telephone\":\"+39 02 87189398\",\"email\":\"milano@beneggiassociati.com\",\"areaServed\":\"IT\",\"availableLanguage\":[\"it\",\"en\"]}],\"areaServed\":[{\"@type\":\"City\",\"name\":\"Meda\"},{\"@type\":\"AdministrativeArea\",\"name\":\"Monza e Brianza\"},{\"@type\":\"City\",\"name\":\"Milano\"},{\"@type\":\"AdministrativeArea\",\"name\":\"Citt\u00e0 metropolitana di Milano\"},{\"@type\":\"AdministrativeArea\",\"name\":\"Lombardia\"}],\"founder\":{\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/#\\\/schema\\\/person\\\/tiziano-beneggi\"},\"member\":[{\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/#\\\/schema\\\/person\\\/mirko-beneggi\"}]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/#\\\/schema\\\/person\\\/tiziano-beneggi\",\"name\":\"Tiziano Beneggi\",\"givenName\":\"Tiziano\",\"familyName\":\"Beneggi\",\"worksFor\":{\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/#organization\"},\"memberOf\":{\"@type\":\"Organization\",\"name\":\"Ordine dei Dottori Commercialisti e degli Esperti Contabili di Monza e Brianza\"},\"hasCredential\":{\"@type\":\"EducationalOccupationalCredential\",\"credentialCategory\":\"Iscrizione all'albo professionale\",\"name\":\"Iscrizione all'Albo dei Dottori Commercialisti e degli Esperti Contabili, ODCEC Monza e Brianza, n. 1611A\",\"recognizedBy\":{\"@type\":\"Organization\",\"name\":\"Ordine dei Dottori Commercialisti e degli Esperti Contabili di Monza e Brianza\"}},\"url\":\"https:\\\/\\\/beneggiassociati.com\\\/lo-studio\\\/\",\"jobTitle\":[\"Chartered accountant (Dottore Commercialista)\",\"Statutory auditor (Revisore Legale)\",\"Innovation Manager\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/#\\\/schema\\\/person\\\/mirko-beneggi\",\"name\":\"Mirko Beneggi\",\"givenName\":\"Mirko\",\"familyName\":\"Beneggi\",\"worksFor\":{\"@id\":\"https:\\\/\\\/beneggiassociati.com\\\/#organization\"},\"url\":\"https:\\\/\\\/beneggiassociati.com\\\/lo-studio\\\/\",\"jobTitle\":[\"Chartered accountant (Dottore Commercialista)\",\"Statutory auditor (Revisore Legale)\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Simplified 3, 6, 12-month cash budget | Beneggi e Associati","description":"Simplified 3, 6 and 12-month budget: income statement, month-by-month cash, funding need and three revenue scenarios. Simulation with PDF report.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/beneggiassociati.com\/en\/cash-budget\/","og_locale":"en_US","og_type":"article","og_title":"Simplified 12-month budget: cash and funding need | Beneggi e Associati","og_description":"Simplified 3, 6 and 12-month budget: income statement, month-by-month cash, funding need and three revenue scenarios. Simulation with PDF report.","og_url":"https:\/\/beneggiassociati.com\/en\/cash-budget\/","og_site_name":"Beneggi &amp; Associati","article_modified_time":"2026-11-08T18:49:30+00:00","og_image":[{"width":1280,"height":823,"url":"https:\/\/beneggiassociati.com\/wp-content\/uploads\/2025\/07\/single-post-beneggi.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/beneggiassociati.com\/en\/cash-budget\/","url":"https:\/\/beneggiassociati.com\/en\/cash-budget\/","name":"Simplified 3, 6, 12-month cash budget | Beneggi e Associati","isPartOf":{"@id":"https:\/\/beneggiassociati.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/beneggiassociati.com\/en\/cash-budget\/#primaryimage"},"image":{"@id":"https:\/\/beneggiassociati.com\/en\/cash-budget\/#primaryimage"},"thumbnailUrl":"https:\/\/beneggiassociati.com\/wp-content\/uploads\/2025\/07\/single-post-beneggi.jpg","datePublished":"2026-11-08T08:45:52+00:00","dateModified":"2026-11-08T18:49:30+00:00","description":"Simplified 3, 6 and 12-month budget: income statement, month-by-month cash, funding need and three revenue scenarios. Simulation with PDF report.","breadcrumb":{"@id":"https:\/\/beneggiassociati.com\/en\/cash-budget\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/beneggiassociati.com\/en\/cash-budget\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/beneggiassociati.com\/en\/cash-budget\/#primaryimage","url":"https:\/\/beneggiassociati.com\/wp-content\/uploads\/2025\/07\/single-post-beneggi.jpg","contentUrl":"https:\/\/beneggiassociati.com\/wp-content\/uploads\/2025\/07\/single-post-beneggi.jpg","width":1280,"height":823},{"@type":"BreadcrumbList","@id":"https:\/\/beneggiassociati.com\/en\/cash-budget\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/beneggiassociati.com\/en\/"},{"@type":"ListItem","position":2,"name":"Simplified budget for 3, 6 and 12 months: revenue, costs and cash"}]},{"@type":"WebSite","@id":"https:\/\/beneggiassociati.com\/en\/#website","url":"https:\/\/beneggiassociati.com\/en\/","name":"Beneggi e associati","description":"","publisher":{"@id":"https:\/\/beneggiassociati.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/beneggiassociati.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/beneggiassociati.com\/en\/#organization","name":"Beneggi e Associati","url":"https:\/\/beneggiassociati.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/beneggiassociati.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/beneggiassociati.com\/wp-content\/uploads\/2025\/07\/beneggi-logo.png","contentUrl":"https:\/\/beneggiassociati.com\/wp-content\/uploads\/2025\/07\/beneggi-logo.png","width":141,"height":87,"caption":"Beneggi e Associati"},"image":{"@id":"https:\/\/beneggiassociati.com\/en\/#\/schema\/logo\/image\/"},"legalName":"Beneggi Societ\u00e0 tra Professionisti S.r.l.","sameAs":["https:\/\/www.facebook.com\/beneggiassociati","https:\/\/www.linkedin.com\/company\/beneggieassociati","https:\/\/www.instagram.com\/beneggieassociati"],"contactPoint":[{"@type":"ContactPoint","name":"Sede di Meda","contactType":"customer service","telephone":"+39 0362 1731370","email":"meda@beneggiassociati.com","areaServed":"IT","availableLanguage":["it","en"]},{"@type":"ContactPoint","name":"Sede di Milano","contactType":"customer service","telephone":"+39 02 87189398","email":"milano@beneggiassociati.com","areaServed":"IT","availableLanguage":["it","en"]}],"areaServed":[{"@type":"City","name":"Meda"},{"@type":"AdministrativeArea","name":"Monza e Brianza"},{"@type":"City","name":"Milano"},{"@type":"AdministrativeArea","name":"Citt\u00e0 metropolitana di Milano"},{"@type":"AdministrativeArea","name":"Lombardia"}],"founder":{"@id":"https:\/\/beneggiassociati.com\/#\/schema\/person\/tiziano-beneggi"},"member":[{"@id":"https:\/\/beneggiassociati.com\/#\/schema\/person\/mirko-beneggi"}]},{"@type":"Person","@id":"https:\/\/beneggiassociati.com\/#\/schema\/person\/tiziano-beneggi","name":"Tiziano Beneggi","givenName":"Tiziano","familyName":"Beneggi","worksFor":{"@id":"https:\/\/beneggiassociati.com\/#organization"},"memberOf":{"@type":"Organization","name":"Ordine dei Dottori Commercialisti e degli Esperti Contabili di Monza e Brianza"},"hasCredential":{"@type":"EducationalOccupationalCredential","credentialCategory":"Iscrizione all'albo professionale","name":"Iscrizione all'Albo dei Dottori Commercialisti e degli Esperti Contabili, ODCEC Monza e Brianza, n. 1611A","recognizedBy":{"@type":"Organization","name":"Ordine dei Dottori Commercialisti e degli Esperti Contabili di Monza e Brianza"}},"url":"https:\/\/beneggiassociati.com\/lo-studio\/","jobTitle":["Chartered accountant (Dottore Commercialista)","Statutory auditor (Revisore Legale)","Innovation Manager"]},{"@type":"Person","@id":"https:\/\/beneggiassociati.com\/#\/schema\/person\/mirko-beneggi","name":"Mirko Beneggi","givenName":"Mirko","familyName":"Beneggi","worksFor":{"@id":"https:\/\/beneggiassociati.com\/#organization"},"url":"https:\/\/beneggiassociati.com\/lo-studio\/","jobTitle":["Chartered accountant (Dottore Commercialista)","Statutory auditor (Revisore Legale)"]}]}},"_links":{"self":[{"href":"https:\/\/beneggiassociati.com\/en\/wp-json\/wp\/v2\/pages\/31425","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/beneggiassociati.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/beneggiassociati.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/beneggiassociati.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/beneggiassociati.com\/en\/wp-json\/wp\/v2\/comments?post=31425"}],"version-history":[{"count":1,"href":"https:\/\/beneggiassociati.com\/en\/wp-json\/wp\/v2\/pages\/31425\/revisions"}],"predecessor-version":[{"id":31426,"href":"https:\/\/beneggiassociati.com\/en\/wp-json\/wp\/v2\/pages\/31425\/revisions\/31426"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/beneggiassociati.com\/en\/wp-json\/wp\/v2\/media\/24170"}],"wp:attachment":[{"href":"https:\/\/beneggiassociati.com\/en\/wp-json\/wp\/v2\/media?parent=31425"}],"wp:term":[{"taxonomy":"tipo_pagina","embeddable":true,"href":"https:\/\/beneggiassociati.com\/en\/wp-json\/wp\/v2\/tipo_pagina?post=31425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}